Not linking PAN and Aadhaar can have several disadvantages. You can understand these disadvantages stepwise below:

 Not linking PAN and Aadhaar can have several disadvantages. You can understand these disadvantages stepwise below:

1. Income tax returns file karne mein problem: Agar aap apne PAN aur Aadhaar ko link nahi karte hain toh aapki income tax returns file karne mein dikkat ho sakti hai. Aadhaar aur PAN ko link karne ke bina aapki ITR file nahi ho sakti.

2. Bank account ko operate karne mein problem: Agar aap apne bank account ko Aadhaar se link nahi karte hain toh aapko apne bank account ko operate karne mein dikkat ho sakti hai. Bank account se paise transfer karna ya khata balance check karna jaise activities mein dikkat aa sakti hai.

3. Tax refund ke liye problem: Agar aap apne PAN aur Aadhaar ko link nahi karte hain toh aapko income tax refund ke liye bhi problem ho sakti hai. Aapko income tax refund ke liye Aadhaar ko link karna jaruri hai.

4. Government subsidies ke liye problem: Agar aap apne Aadhaar ko link nahi karte hain toh aapko government subsidies ke liye problem ho sakti hai. Jaise ki LPG subsidy, food subsidy, etc. Aadhaar ko link karne ke bina aapko in subsidies ka benefit nahi milega.

5. Mobile number verification ke liye problem: Agar aap apne Aadhaar ko apne mobile number se link nahi karte hain toh aapko mobile number verification ke liye problem ho sakti hai. Mobile number verification ke liye Aadhaar ko link karna jaruri hai.

6. Personal information security ka risk: Agar aap apne Aadhaar aur PAN ko link nahi karte hain toh aapke personal information ka security risk ho sakta hai. Linking se aapke personal information ka misuse ya fraud hone ka risk kam ho jata hai.

In sabhi nuksano se bachne ke liye aapko apne PAN aur Aadhaar ko link karna chahiye.